Cybersecurity Tips for Cybersecurity Awareness Month
Holly Wanegar, CFP®
Associate Vice President & Wealth Advisor
As we celebrate Cybersecurity Awareness Month, it's the perfect time to revisit and strengthen our digital security practices. In today's hyper-connected world, protecting our online presence is more crucial than ever.
Essential Cybersecurity Tips for Cybersecurity Awareness
1. Use Strong, Unique Passwords
One of the simplest yet most effective ways to enhance your cybersecurity is by using strong, unique passwords for each of your accounts. A strong password should:
- Be at least 12 characters long
- Include a mix of uppercase and lowercase letters, numbers, and symbols
- Avoid personal information or common words
Consider using a password manager to generate and securely store complex passwords for you.
2. Enable Two-Factor Authentication (2FA)
Two-factor authentication adds an extra layer of security by requiring a second form of verification beyond your password. This could be a code sent to your phone, a biometric scan, or a physical security key. Enable 2FA on all accounts that offer it, especially for email, banking, and social media.
3. Keep Software and Systems Updated
Regularly updating your operating system, applications, and antivirus software is crucial for patching security vulnerabilities. Enable automatic updates whenever possible to ensure you're always protected against the latest threats.
4. Be Wary of Phishing Attempts
Phishing remains one of the most common cyber threats. Be cautious of unsolicited emails, messages, or calls asking for personal information or urging you to click on links. Verify the sender's identity before taking any action, and when in doubt, contact the company directly using their official website or phone number.
5. Secure Your Home Network
Protect your home Wi-Fi network by:
- Using a strong, unique password
- Enabling WPA3 encryption (or at least WPA2)
- Changing the default network name (SSID)
- Keeping your router's firmware updated
Consider setting up a guest network for visitors to keep your main network more secure.
6. Use a VPN on Public Wi-Fi
When using public Wi-Fi networks, such as in cafes or airports, always use a reputable VPN (Virtual Private Network) service. This encrypts your internet traffic, making it much harder for hackers to intercept your data.
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7. Regularly Back Up Your Data
Maintain regular backups of your important files and data. This protects you against data loss from hardware failures, as well as ransomware attacks. Use the 3-2-1 backup rule: keep at least three copies of your data, on two different types of storage media, with one copy stored off-site or in the cloud.
8. Be Mindful of Your Digital Footprint
Be cautious about the information you share online, especially on social media. Oversharing personal details can make you vulnerable to social engineering attacks or identity theft. Regularly review your privacy settings on social platforms and consider limiting the audience for your posts.
9. Educate Yourself and Stay Informed
Cyber threats are constantly evolving, so it's important to stay informed about the latest security risks and best practices. Follow reputable cybersecurity news sources, attend webinars, or take online courses to enhance your knowledge.
10. Implement Device Security
Protect your devices by:
- Using biometric authentication (fingerprint or face recognition) when available
- Enabling remote tracking and wiping capabilities for mobile devices
- Encrypting your hard drives
- Using privacy screens in public places to prevent visual hacking
A Final Word
Cybersecurity is not just a one-time effort but an ongoing process. By implementing these tips and staying vigilant, you can significantly reduce your risk of falling victim to cyber-attacks. This Cybersecurity Awareness Month, take the time to review and strengthen your digital security practices.
Remember, your online safety is in your hands! At WHZ, our strategic "Plan Well. Invest Well. Live Well.™" financial planning process looks at your full financial life - from smart home improvements to reducing taxes, and helping you to keep your finances secure – in order to help you achieve your goals and to provide Absolute Confidence. Unwavering Partnership. For Life. Call (860) 928-2341 or book a complimentary consultation on our website at www.whzwealth.com.
Authored by Associate Vice President, Wealth Advisor Holly C. Wanegar, CFP®. Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. These materials are general in nature and do not address your specific situation. For your specific investment needs, please discuss your individual circumstances with your representative. WHZ Strategic Wealth Advisors does not provide tax or legal advice, and nothing in the accompanying pages should be construed as specific tax or legal advice. 697 Pomfret Street, Pomfret Center, CT 06259 and 392-A Merrow Road, Tolland, CT 06084. 860-928-2341. www.whzwealth.com.
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